original sound - GCash. You can find your interest fees and rates in your GGives payment schedule. 850 300 550. Mail: P. Just bear in mind that having such a score doesn't guarantee your approval, as various other factors are taken into account, including your annual income and current debt. You can complete the activation process in just a few minutes. Scan to choose GGives as a. GCredit can give you up to PHP 10,000 Credit Line and up to 5% Interest Rate (monthly) which is prorated; meaning that the earlier you pay your dues, the lower your interest fee is. Use your GCash app regularly. 10. In comparison, users who availed GCredit and GLoan get 1 to 7% and 1. 7/5: $30,000 –. Remember: G. You can view your minimum and available loan amount limit on your GGives dashboard. Pre-Approval:. You will also receive an SMS and Email indicating that your GGives is now activated. GCash introduces GLoan, GGives, and GCredit as its suite of lending products, which provide Filipinos with an easy and flexible borrowing process. But it ranges from 1% to 7% based on your GScore rating. Di ko rin alam anu talaga batayan ni Gcash sa pagbibigay ng score pero ang advice ko lang is use it whenever you can. Open GCash on your mobile phone and select the. #gcash #gcredit #gcashappIn this video, JP will share about his experience in 🔓 Unlocking GCredit option via 📲 GCash, help us to understand how 💸 fees & c. 7. After reaching a specific score, you will be able to unlock GCredit. Before applying for a home equity loan, consider alternatives such as a home equity line of credit, cash-out refinance, personal loan and. The GScore is a 3-digit number that represents a user’s relationship with GCash. The starting credit limit for new GCredit users is. GScore is a trust score based on a customer’s relationship with Gcash. LEARN MORE. campaign period: iii. In short the more you use your Gcash account the higher Gscore you can get and the higher Gcredit you can have. Take note of your credit limit in the GCredit dashboard when making any purchases. . Thank youFor more updates,follow me here:Tiktok: is a scoring system that allows GCash to provide you with tailor fit services. But if you weren’t able to reach this screen or you got some kind of error, you can check below to see the. Everytime maka bayad ako, babalik ulit sa 10,000 ang aking credit limit. You can also pay your bills on the GCash app using GCredit. What is GCREDIT?GCredit powered by CIMB Bank is your own personal credit line in the GCash app. 4. Once you get to a high enough GScore, you will receive a notification that you can activate GCredit. This score is what financial institutions and merchants use to identify if you are reliable enough to get a loan. After reaching a specific score, you will be able to unlock GCredit. Here is the step by step procedure on how to use the GCash Credit: Open the GCash app and log in to your account. To increase Gscore and have a higher chance of getting higher credit limit, subscribers need to the following: Start to use a GSave account. Any idea why? Thanks This thread is archived New comments cannot be posted and votes cannot be cast 0 4 comments envisiblegirl • 3 yr. Gscore is GCash’s credit scoring system that determines eligibility as well as the credit. GCredit provides a small credit amount at first (Php 1000), but as you pay diligently and on time, you will be able to unlock higher amounts (up to Php 30000) and lower interest rates (down to 3%) as your GScore goes up. I searched online and 400 gscore is the minimum to unlock gcredit. Who Are Qualified for GGives? To be able to use GGives, you must meet the following eligibility requirements: High GScore; No fraudulent record; GCredit Loanable Amount. Borrow. Habol ko talaga from before yung Gcredit just for my bills (not planning to use it for other purposes like Shopee sales or what haha) . “GCredit's interest is prorated which means you get lower interest when you pay earlier. Phone: 1-888-298-0045. Unlock’s home equity agreement (HEA) has a simple approval process. If you pay your minimum amount due on or before your due date, you will not have late payment fees for the current billing cycle and you can continue using GCredit. Why is my GScore not increasing? Your GScore changes depending on your GCash activity such as your E-wallet balance, Bills Payment, and GCredit Payment Behavior. See why users choose GCreditNot all GCash users are qualified for GCredit. 1% interest rate per annumIncrease your GCredit Limit. GCredit is the one way we can utilize our GScore. To be eligible for GCredit, users must be Filipino citizens between the ages of 21 and 65, have a fully-verified GCash account, have a high GScore, and have no fraudulent records. GCredit. To recap, GLoan is a personal cash loan straight from the GCash app. I ordered last week so I'm waiting for it to be delivered. Sa akin naunlock yung gcredit ko awhile after doing a big transaction in gcash. What is the minimum GScore to unlock GCredit? The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. Disburse instant cash straight to your GCash wallet in just a few taps. A user of GCash may have access to up to P10,000 in credit line with a low daily interest rate that is prorated on a daily basis. Here are the details: Availment – varies depending on GScore, the maximum currently is 3 loans but depends on the max loan amount. So, while your credit can impact the amount of cash you receive, that doesn’t mean you won’t still be able to receive a large cash investment. Paano pataasin ang GCash GCredit Score? GCash GCredit Score Increase Tips: You need to use your GCash very often para mag increase ang GCredit score mo. But typically, you can borrow around P1,000 for the minimum and up to P50,000. It also seems that GGives offers a higher credit limit than GCredit for the same GScore. Getting the maximum Gscore of 750 will unlock the maximum credit limit of PHP30,000. Your GCredit limit may increase or decrease based on how much you’re spending using GCredit and if you pay on time/in advance. Didn't even use GCredit at all except for the instances I buy pizza for a birthday. Majority of the people who are eligible have a Gscore of 500. home equity. A variable APR of 20. An Unlock HEA gives you cash in exchange for a portion of your home’s future value. What is the minimum GScore to unlock GCredit? The app requires a GScore of around 600 to unlock the 10000 credit limit to unlock the feature. The actual GScore that will unlock GCredit is not disclosed by G-XChange / Mynt. Your new GCash mobile number must be fully verified. How To Apply for GGives. Getting a free copy is easy, and you can do it once per year. Keep using GCash and GCredit, even for small purchases. You are eligible to start using GLoan when you qualify for all of the requirements below: 21-65 years old. #gcash #tutorial #loan #earnmoneyonline PAANO MA UNLOCK ANG GCREDIT SA GCASH - PAANO UMUTANG O MAG LOAN SA GCASH?paano umutang o mag loan sa gcash panoorin a. Your GScore rating will display on the screen. . Box 105788 Atlanta, GA 30348-5788. Sabi nila un daw ang maximum score I am not sure tho kasi ang Gcredit ko is 10k, then Ggives is 30k pero haven't unlock Gloan yet. Federal. According to FICO® credit bureau data, the best credit score to buy a house is 760 and higher, which tends to unlock the best mortgage rate. Your GCash profile needs to be fully verified via the GCash app with complete inform. Save and Invest regularly. Updated: 14. Then GGives na minsan ang hirap i-access lol. If it doesn’t appear on the main screen, click “View All GCASH Services. 15% of the outstanding principal amount per day missed. If you want to file a request to change your. How to unlock Gcredit sa Gcash?What is Gscore?Puwede mangutang sa Gcash?Paano pataasin ang GSCore sa Gcash?Hello mga kapengyo(friends)its me JemYT Vlogs, hop. It's possible to get a personal loan with a lower credit score, but a FICO ® Score ☉ that falls in the good range (670-739) or higher will give you access to a broader array of lenders and better interest rates. com ️ Chat with Gigi ️ Type your question". Want to try a hand at investing but don't know where to start? Learn more about the basics of investments and when the right time is to invest here! Launch the GCash app and log in to your account. ”. Do note that GCash evaluates monthly your GCredit account and your GScore rating. It also seems that GGives offers a higher credit limit than GCredit for the same GScore. Join. GCredit is a mobile credit line that you can use to pay for goods and services at businesses that accept the GCash QR code, purchase online at specific e-commerce stores, or pay bills using the Pay bills feature. ii. Anyways I got approved afterward so I guess it is easier to get a credit line with this. And then just this month, I was given naman GCredit. This limit can be used as an alternative source of payment using the GCash app. . What is GScore? GScore is a score that reflects how active you are in using GCash’s products and features. How it Works. Select the purpose of your loan. GCash also charges a one-time processing. Prior to that, ginagamit. 59-6. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. Box 2000 Chester, PA 19016. Step 1: Open the GCash app and tap “View all GCash Services”. I got my score up to 500+ nang wala akong kaalam-alam, as di ko siya laging chine-check haha. ago. Open the app and find the GLoan icon from your GCASH dashboard. But based on our experience and observation with other users, we unlocked GCredit at around 600 credit score. 3. DesignThat said, individual mortgage lenders might require a higher score, especially if you're hoping to get the best rate possible on your 15- to 30-year commitment. GCash Help Center. How to activate GCash GGives. Like other extra services from GCASH, GGives is only available to select users who pass their criteria. The point is they want people to use the service as often as possible. GCredit is your own personal credit line in the GCash app. Borrowing Limits The initial credit limit for GCredit is ₱1,000, but users can increase their limit up to ₱30,000 based on their GScore. A caveat is that you won’t be getting the full amount, as there is a 3% fee outright. January 31, 2023 by Jerico. secrets revealed & this is 101% legit & tested !!! watch until the end of the video for tips & tricks that im going to share with you mga ka-bds !!! don't fo. Eligibility criteria to be eligible for GCredit: Individuals only; Applicant must be at least 21 years old to 65 years old; Applicant must be a Philippine citizen and a non-US person;. Today, the Gcredit is on beta stage and they are approving 100,000 users who are qualified who have a higher Gscore rating. Basically, it’s a revolving line of credit but with daily interest. Depending on your GScore and GCash profile, you can avail of a minimum spend requirement of ₱1,000 and a maximum spend of ₱125,000. Disclaimer: This video is not sponsored by GCash. Considered as the country’s first mobile, QR-based credit line, GCredit allows you to pay bills and buy from partner merchants using credit that starts at. GCredit not increasing!!! My gscore is already 629 and my Gcredit is still not increasing, I use my gcash almost everyday, I also use Gsave, I use gcash to pay bills, buy load. ”. Qualifying for a GLoan requires a good GScore that GCash computes based on your activity in the app, which means that the more you use GCash features, the higher your GScore will be. . The main benefit of GScore is that it makes you eligible for GCredit. While GCredit lets your borrow money for a month, GGives offer more flexible payment terms of up to 12 months. Depending on the user’s GScore, GCredit provides a credit line up to PHP10,000 which they can use to shop and buy items from partner. Use and pay off your GCredit on time, every time. Welcome to Self, your credit building toolbox. I am very active gcash user, ultimo sarisari store gcash ko (I find it more convenient nakakatamad lumabas mag withdraw) but my Gscore is. GCredit is only available for users who are fully verified an. Once you reach a certain threshold, you get to unlock GCredit—it is GCash’s loan service where you can borrow money (the maximum amount is Php 10k for starter accounts) and pay. Ramp up your GScore to gain access to GCredit. The minimum amount due is the smallest amount that you are required to pay on your billing date. Review the details and select Pay. 99%, pero I still think ang laki nya. One’s GScore is earned through frequency of GCash use: the higher it is, the higher the credit limit. GScore is GCash’s proprietary credit scoring system, and the specific requirements for loan eligibility can vary based on factors such as the type of loan, your financial profile, and your transaction history. GCredit. I searched online and 400 gscore is the minimum to unlock gcredit. Di ko rin alam anu talaga batayan ni Gcash sa pagbibigay ng score pero ang advice ko lang is use it whenever you can. So maximizing or spending to its most limited capacity of the credit may increase your GScore. GCredit offers a credit limit that depends on your GCash usage and financial behavior. How do I know if my GCredit is activated? See why users choose GCredit A good Gscore will unlock the GCredit feature of the GCash app. Unlock is MOSTLY RECOMMENDED based on 23 reviews. Ramp up your GScore to gain access to GCredit. More. GGives interest rates range from 0% to 5. On the payment page, select GCredit and click the Pay button to complete your purchase. You should also maintain a good credit score (GScore). Reference: GLoan FAQS - Why can’t I access GLoan?The general terms of the loan depend on your GScore. Palagi ko lang siyang ginagamit before nung wala pa akong CC, bills payment, dine in or bili ako ng something na nag aaccept ng gcredit, ginagamit ko rin madalas sa shopee. Otherwise, your GCredit line will be temporarily suspended until you settle your. Keep making GCash transactions and maintain good GCash. e. Here are the steps to follow: Step 1: Open the Foodpanda app. . The Goodyear Credit Card credit score requirement is 640 and up, which is fair credit. GCredit charges way lesser but araw-araw pala yung interest naman, a quick read and search online na better talaga yung credit cards when it comes to these things. To unfreeze your Experian credit report, log in to your Experian account or create one for free. Gscore is the equal of the credit rating score in Gcash. 3 How do I enable GCredit in manage credit? 10. Complete addresses for the past two years. However, some online lenders have set minimum score requirements as low as 580. If you are eligible, follow these steps to activate your GGives. Also activated mine and got 11K credit with 3. Ang dami namang gamit ng GCash and if. 1 Can I borrow cash from GCredit? 10. Most minimum spend requirements range from $1,500 to $3,000 in the first 3 months, which is the equivalent of just $115 to $231 per week (3 months = 13 weeks, not 12). What is GCredit? GCredit is a revolving mobile credit line available on the GCash app which may be used as another payment option for your purchases. GScore measures a users creditworthiness based on app usage. You will receive all the confirmation on your registered email address. Make the most of your GCash wallet with GCredit. Mine is 472 and still ayaw pa rin mag unlock and still needs higher gscore. GCredit is linked to GScore. Here’s how you can apply: Step 1. 57% interest rates, respectively. 580-669 – considered fair. With GCredit, users only have to pay for the time they borrow,” Anna Gatmaitan, Head of GCredit said. Maintaining a good GScore is. Buy load for your friends (syempre magpabayad ka no), use your Gcash sa grocery, use it sa shopping and even sa pag transfer ng pera sa bank mo. Ngayon naka depende talaga sa CIMB/GCash. Gusto ko pong i share kung ano ang ginawa ko sa GCASH app ko para tumaas ang GScore ko para mag increase din yung GCredit ko. The smart way to access. The Gcredit increases when your Gscore reaches certain amounts. It’s very straight forward: [amount borrowed x 5% interest rate x (# of days borrowed / 30 days)]. What is the highest GCredit in Gcash? You can enjoy up to a P30,000 credit line from GCash. Umutang ako sa GCredit ng 1K, yes bumaba gcredit ko pero tataas naman. InactiveHave a minimum GScore of 525. For 31 days past due, 300 pesos. Teams. Step 5: Tap “Confirm. Mas ok pa ang revi kasi pwede mawithdraw ng up to 70% ng credit limit, e gcredit pang qr, bills at shopee lang magagamit. Here’s how you can apply: Step 1. Same with GCredit and GLoan kaya mataas yung interest rates. If you already have GCredit, pwede mong ma-increase ang GScore mo by paying dues on time! Remember, you can't make credit transactions kapag hindi mo pa nababayaran ang dues mo. Complete the application form by providing your personal information and employment details. 11 Final Thoughts Gcredit. This cash loan is payable in 14 or 30 days only at 0% interest!The GCredit interest rate varies per GCash user. Review and complete your personal information on GGives. GLoan is under “Financial Services”, between. In the fourth quarter of 2022, people who got loans for a new car had an average credit score of 738, and those who got loans for used cars averaged 678, according to the Q4 2022 Experian State of the Automotive Finance Market report. GCredit is a revolving credit facility that can be tapped when a GCash user has a healthy GScore, the first trust score in the country. If you notice any negative information, take steps to address. bumaba naba gscore ng lahat? ehehehehThe minimum amount is Php 500, maximum is Php 5000: Send Money – Padala:. Your GCredit limit may increase or decrease based on how much you’re spending using GCredit and if you pay on time/in advance. You can check r/PHCreditCards for additional qs about CCs. Step 3: Choose GCash as Your Payment option. Build. 39% to 1% per month only! 2. Use GCredit for your payments. Lastly, you would need to meet the required GScore and pass our credit evaluation parameters. To see what banks do look at, consider reviewing your ChexSystems report. So simula nung nagkaGCredit ako yun yong ginagamit ko for emergency purchases (i. Wait for a confirmation message stating a successful transaction. GCredit charges you interest during the same period, i. 3. Step 3: Next, tap on the “Scan QR code” icon. ”. Depending on your home’s current value, you can receive up to $500,000 in cash. GCash offers a wide variety of loan programs, like GLoan and GCredit. Loan amount – Php. amex banktransfer bpi buyload cashin cashout cimb codashop crypto debitcard delivery dragonpay gamecredits gaming gcredit ggives ginvest glife gloan googleplay gsave gscore gstocks instapay invest investment lazada mastercard. ‘Pag mas mataas ang GScore mo, you can unlock more payment options like GCredit to pay later, GGives to pay lighter, and even get instant cash through GLoan!Aside from GCredit,. The GCredit interest rate varies per GCash user. Interest charges will start the day after you made a transaction using GCredit and will be based on the number of days you borrowed. It provides short-term loans to people who have a high enough GScore, which is a trust rating based on the number and volume of GCash transactions. The minimum credit score for a home equity loan generally is 620, but some providers set the threshold as high as 730. However, if you pay the minimum amount due, only the loan amount paid will be replenished. You’re credit limit can be increased based on frequency and amount of transactions that you make. How do I increase my GScore? 7 Proven Tips to Increase Your GScore. High activity increases your GScore, which can raise your credit limit. The Department of Veterans Affairs (VA) offers these loans to veterans, active-duty service members, and eligible surviving spouses to assist with the purchase. Usually, Gcash pre-approves your loanable amount depending on your Gscore and how much is your usual wallet balance in the app. Press the confirm button below. Reference: GLoan FAQS - Why can’t I access GLoan?Loan amount kahit first time | No need to install, sa website mag-apply? 👉💯Apply using this llink for faster loan Process: users who have a high GScore are qualified to use GGives with a minimum purchase requirement of P5,000. EXTEND YOUR BUDGET WITH GCREDIT • Gain access to GCredit, GCash's mobile credit line, based on your GScore • Credit limit starts from P1,000 to P30,000 • Build your GScore by using GCash frequently. Ako halos lahat ng transactions ko via Gcash na and I was able to reach 750 na score. 24% on balance transfers and purchases after the introductory period ends. 49% per month, depending on your GScore and loan term (# of months to pay). “ACTIVATE MY GGIVES. Complete the application form by providing your personal information and employment details. 6 What is the GScore for 10000. The score is based on how users transact with GCash, whether by sending money, buying load or making payments, among others. Kapag ikaw ay isang verified user, at gumagamit ng GCash regularly, malaki ang chance mo na maka-avail ng kanilang GCredit. Earn a $250 bonus when you deposit in new money between $25,000 and $49,999. Maintaining a good GScore is vital. Yes. • 1 yr. Yes. 4 Can I transfer a loan to GCash? 10. Don't forget to Subscribe!For any questions. Self has the tools for you to build credit all in one place. They only say that you need to keep using the app to increase your credit score. Use your GCash app regularly. But the requirements are strict as you need to have a minimum gross monthly income of. Do note that GCash evaluates monthly your GCredit account and your GScore rating. The Bottom Line. 9 – Maximize your GCredit line. GCash now offers up to PHP 125,000 loan amount via GLoan, depending on your GScore. Buy now, pay later with access to your own credit line. Opening a checking and savings account requires that you have proof of a few things: your age (you must be 18 or share the account with a legal guardian), your identification (you must be a legal. 2 How do you unlock GScore fast? 10. A Fully Verified GCash user. Maximum investment of $500,000. Your. They only say that you need to keep using the app to increase your. They get refused by big. After clicking, you will see the three products, Gloan, Gcredit, and Ggives. CIBC Bank Savings Account. bumaba naba gscore ng lahat? ehehehehTo proceed, select and press the GCredit icon. Use GCredit for your payments. . 1% interest rate per annumChange your mobile number. Drag the cursor to your desired loan amount, then select the tenor. GGives is a loan product that allows you to pay in installments, with different interest plans depending on how many months you’re planning to pay for it. 57% per month. Tapos i always pay in full before duedate. For instance, a GCash user with a GScore of 515 has a credit limit of ₱6,000 on GGives, but only ₱1,000 on GCredit. For example, ang total credit limit ko ay 10,000. An Unlock HEA is not a loan. On the other hand, home equity sharing companies like Unlock have more flexible underwriting guidelines. Sa mga wala pang GCash pwede po kayo mag sign-up gamit ang aking link ( o. . You can view your minimum and available loan amount limit on your GGives dashboard. Unlock Alternatives. You’ll also need a debt-to-income ratio of 43% or less, and at least 15% home equity. It has insurance plans, savings accounts, loans, credit lines, and an investment platform. Step 4: Select GCredit and input the amount that you will pay for the transaction. An Unlock HEA gives you cash in exchange for a portion of your home’s future value. Di maka-affect ng credit score (+/-) ang GCredit. I was preapproved of 11,000 with MIR of 6. Your GScore will determine your Credit limit; the higher your GScore, the higher your credit limit. Sample Scenario. Get credit for rent payments, or build credit and savings at the same time. How Much GScore Do You Need to Unlock GCredit? GCash doesn’t provide a specific score that you need to unlock GCredit. Not all GCash users are qualified for GCredit. What is GCredit? How do I use GCredit? How do I become eligible for GCredit? Can I get more than one (1) credit limit at the same time? How can I apply for a higher credit line amount? Where can I use my credit line? How can I apply for GCredit? Are there any documents I need to submit? Do I need a Globe Number to apply for GCredit? For as low as P50, pwede ka nang maging investor AND it will help you boost your GScore! Mag-invest regularly with GInvest para madagdagan ang score mo and unlock GCredit. Save and Invest regularly. Please subscribe to my youtube channel and watch the full video 🙂Search titles only By: Search Advanced search…Also, you’ll want to understand how GCredit and GGives work. 2. Ayaw ko iactivate 😁. You don't need a credit score to open a bank account because banks don't check your credit when you apply for an account. #GCASH #GSCORE #GCREDITLearn how to increase GSCORE in GCASH, watch this video so you can get facts about saving. Tap Borrow on the dashboard. Qualifying for a GLoan requires a good GScore that GCash computes based on your activity in the app, which means that the more you use GCash features, the higher your GScore will be. buying gifts, groceries, cable bill and/or essentials). Amount due is 11775. Good thing is nakikita agad yung total interest maybe as a way to discourage na din siguro na kung kaya na lang pag ipunan eh icash na lang instead na i grab yung ganun kalaking interest. Pro-tip to increase your GScore and credit limit: 1. After reaching a specific score, you will be able to unlock GCredit. Tap GLoan. The loanable amount varies according to the user's eligibility. Credit and FICO scores can fall between 300 and 850, with a higher score considered better. To qualify, your GScore must reach the minimum threshold for eligibility. The maximum withdrawal amount per day is Php 50,000. It’s available to property owners of all. Stats. If you are eligible, follow these steps to activate your GGives. With GCredit, there are zero processing fees and you will only need to pay the amount you borrowed and the interest fee. The minimum amount due is the smallest amount that you are required to pay on your billing date. Hello, anybody visited the GCredit feature of GCash lately? Seems their GScore metrics has changed. It is the trust rating computed for you based on the various activities you do in GCash such as maintaining an active wallet balance, paying your bills, using GSave, GInvest, and GInsure . Enjoy no monthly fees ¶, use eligible bills to raise your credit scores ø and more. Hello Kapwa, here are the five minimum requirements to avail GLoan / GCash Loan. Select the restaurant and menu items on the Foodpanda app for iOS or Android. The point is they want people to use the service as often as possible. GCredit. 9 Can I cash out with Gcredit? 1. Conventional. #howtounlockgcredit #howtoincreasegscore #gcash #gcredit #unlock #tutorial #how #trending #paano #vlog #viralvideo #viralshort #viral #earning #stepbystepCreating an EzySave+ by Maybank account. If you pay your dues early, you can also use your GCredit. The minimum required FICO score is 500, and Unlock performs a soft credit check when you apply. Prior to that, ginagamit ko na gcash ko monthly sa pagbabayad ng bill sa kuryente pero di ko naunlock gcredit not until nagkaroon ako ng big transaction sa gcash. Not bad as a backup when there's no other option and you desperately need cash or to pay bills. You can choose to repay your loan in 7, 14, or 30 days. Just took a step towards better financial management! 🙌 Just cancelled 3 credit cards from different banks to keep my spending in check. Step 2: Select your order via the Foodpanda app for iOS or Android. After clicking, you will see the three products, Gloan, Gcredit, and Ggives. Gscore ay isang basehan upang tayo ay bigyan ng pagkakat. Minimum credit score: Unlock: 4. When autocomplete results are available use up and down arrows to review and enter to select. It’s similar to a credit card but without the need to apply to and be approved by banks. Final Thoughts. Ako halos lahat ng transactions ko via Gcash na and I was able to reach 750 na score. GCash recently gave me GCredit and GGives. . GCash has grown to become more than just a digital wallet where you can send money and pay bills. Gcredit interest rate is 5% per month and you start incuring interest the very next day. This is just based on my knowledge and experienced. Buy now, pay later with access to your own credit line. How to unlock GCREDIT?How to use gcash?W.